Unity Bank Transfer Code | Send Money Using a Phone in 2020


Can ussd banking get any easier in 2020 than it is with the Unity Bank transfer code? Maybe.

unity bank transfer code

The *7799# Convenient Banking is a product of Unity Bank that allows the customers of the bank to effortlessly transfer funds to both Unity Bank subscribers and its non-subscribers using just their mobile phones.

How do I send money using the ussd code of Unity Bank? You asked. You will discover that here.

This write up features how to use unity code to transfer funds to any bank account in Nigeria. On this webpage, you will find answers to several questions you may have concerning the Unity Bank ussd code.

So if you are searching for how to transfer money using 7799, get in here and lets discuss that in detail.

Unity Bank may not be the most popular bank in Nigeria today, but a few years ago it was widely regarded as one of Nigeria’s most promising banks. In 2009, just 4 years after it was founded, the bank was ranked the 7th-largest branch network in Nigeria. Thanks to its 242 branches as at that time.

Though they have been overtaken by several other banks in terms of customer base, this bank has shown that it is not ready to give up soon in terms of attracting new customers with quality banking services.

Through the delivery of quality banking services and highly innovative products, the bank has retained and has continued to attract new customers.

One of such innovative products aimed at giving customers a better banking experience, is the *7799# Convenient Banking.

By dialing *7799# on their registered phone lines, customers of Unity Bank can send specific amounts of money to their family and friends at any time of the day they wish to. With or without airtime or browsing data on their phone lines.

Here is how to send money from your Unity Bank account using the Convenient Banking. First we will talk about Unity bank to Unity Bank transactions and then follow it up with Unity Bank to other Nigerian banks transfers. Are you ready? (Continue reading).

Unity Bank Transfer Code

  • Take your phone and dial *7799*1*TheRecipientAccountNo*Amount#. Dial this code on the mobile line where you do receive transactions alerts from the bank.
  • For example *7799*1*0987654321*4000#.
  • The name of the recipient will be displayed next on your phone screen so you can confirm that’s the person you actually intend sending the money to.
  • Enter your PIN to finalize the transaction

To transfer money to another Unity Bank customer from your own account using the bank’s Convenient Banking, above is how to do it.

You will receive a pop-up message on your screen and also a debit alert notification (SMS) from your bank as a confirmation that the transaction is successful.

Also if the transaction is successful, the bank will debit N21 as the charge for the ussd banking transaction you just did.

That is how to transfer funds from your Unity bank account to that of another customer of the bank.

Transfer To Other Nigerian Banks

On your mobile phone, press *7799*2*TheRecipientAccountNo*TheAmount# and SEND (like I mentioned before, this code must not be dialled on any other line apart from the one registered to your Unity Bank account. That is the only way it will work for you).

  • Example, *7799*2*0012345678*26000#
  • Select the correct bank of the recipient from the list that will be shown to you
  • Confirm his bank account name and proceed
  • Enter your Personal Identification Number. The 4 digits number you use for authenticating ussd transaction. Your Convenient Banking PIN.

To transfer money to other banks in Nigeria using Unity Bank ussd code, follow the steps written above.

Once you’ve done that, the bank will send you a text message confirming your transaction has been processed successfully. But before the text, you will receive a pop-up message on your phone’s screen notifying you of the same thing.

That is how to transfer money from the Unity Bank account to other banks in Nigeria using the bank’s ussd code.

Bear in mind that for each successful transfer you make to other banks in Nigeria, you will be charged 10 Naira for transfer below 5000 Naira. If you are transferring between 5001 and 50,000 Naira, the charges is 25 Naira and for transfer above 50,000 Naira the charges is 50 Naira.

Frequently Asked Questions

Do you have any question concerning the Unity bank ussd code transactions you would like someone to answer?

Check out the answers to some of the frequently asked questions below and see if yours falls among them.

1.) How many times in a day am I allowed to use this code for making transfers?

You can use it as many times as you want in day, as long as you have not exceeded the daily maximum transfer amount.

2.) Does the code work only with a particular telecom network?

No it doesn’t. It works with all telecommunication networks in Nigeria. You can use it on your MTN,GLO, AIRTEL, and 9MOBILE line.

3.) How much airtime do I need to have before dialing the code?

You don’t need to have airtime or data on your phone to use the code. Though that depends on your network. Some telecom networks have a way of forcing customers to recharge their lines before using the code. That’s bad. According to the bank, you don’t need to have airtime on your mobile line before using the code.

4.) What is the daily maximum amount of money I can transfer with *7799#?

Presently Unity Bank customers are only allowed to transfer a maximum of N100,000 daily using the mobile banking ussd code.

Wrapping It Up

This article here is an explanation of how you can send money to any bank account in Nigeria using *7799# which is the official Unity Bank transfer code.

Another great function of the code is that it can be used to check your account number with unity bank without any stress.

Do you need help with transferring money using the bank’s mobile banking code? I hope this information meets you well.


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