Are you interested in knowing what Access bank transfer code is? Do you want to know how you can send money to pretty much anyone in Nigeria? Lucky you, that is what this write up is all about.
Here is a detailed guide that will show you Access (Diamond) bank mobile transfer code and how to use it to transfer funds to your family and friends.
Access bank mobile banking just got better following their merger with Diamond bank. More than ever before, you can now make as many transactions as you want using just your mobile phone.
By simply dialing their mobile money ussd code on your phone, you can send money to an access bank customer or any other other bank account holder in Nigeria.
Access bank has become an household name in Nigeria. It is not just one of the richest banks in Nigeria but also among the top paying banks in the country.
Access Bank USSD Code
The answer is simply *901#. It is the ussd code for transferring money from your Access (Diamond) bank account. By dialling *901# on their mobile phones, the bank’s customers can be able to transfer up to N100,000 from their accounts at once without visiting any of the bank’s physical branches.
One of the most interesting things about this code is that it works 24/7. You don’t have to wait till 8am when banks are normally opened in Nigeria or rush to the bank before 4pm on normal day to transfer funds.
Weekend or no weekend, you can carry out as many transactions as you want using the ussd code *901#. Even if your phone is the old version of Nokia 3310, the short code will work for you.
So are you stuck in traffic but needs to send money quickly to a family member? Do you need to pay a merchant for goods you ordered using the money in your Access bank account? Take out your phone (internet enabled or not) with the line registered to your bank account and let me show how you can send money to that merchant’s account using *901#.
How To Transfer Funds Using *901#
To enable you fully understand how to do this effortlessly from your mobile phone, I’m going to break this section into 3 parts. The first one will explain how to carry out Access bank to Access bank funds transfer. The second will focus on Access bank to other Nigerians banks out there, while the third will deal on Access bank merchant funds transfer. Continue reading!
Sending money isn’t the only use of 901, it can also be used to check your account number with access bank plc.
Access Bank Transfer Code
- Take out your phone and use the line registered to your account to dial *901*1*Amount*ReceiptAccountNumber # (e.g *901*1*2500*0011112222#)
- You will be asked to enter your 4 digit security PIN to authenticate the transaction. Once you enter that and press SEND or OK, the name of the person you are sending the money to will show.
- Confirm the transaction and press SEND. Your transaction will be processed immediately and if successful, your account will be debited of the amount you sent.
From An Access Bank Account To Other Banks In Nigeria
To transfer money to other banks from your Access (Diamond) bank account, here are the steps you need to follow.
- Using your phone, dial *901*2*Amount*TheRecipientAccountNumber#. (For instance *902*2*2100*2000001111#)
- Enter you four digit security PIN for USSD Banking and proceed with the transaction. From the list of banks shown on your screen, select the recipient bank and continue
- Confirm the account name of the recipient and SEND or press OK. You will receive a pop-up message on your screen and also a debit transaction notification SMS on your line to confirm the transaction was successful.
Transfer To A Merchant
To send money to a merchant using Access bank ussd code, dial *901*3*Amount*TheMerchantCode# and follow the on-screen instructions to complete it.
That’s how to send money from your Access bank account to other bank accounts in Nigeria. This process will work for you provided you are a customer of the bank.
If you have never used the USSD banking service, you will be required to register for it using your Bank Verification Number alongside your banking details.
Some Frequently Asked Questions
Below are some of the frequently asked questions (FAQs) about the mobile banking service of Access (Diamond) bank and their answers.
1.) How much will I be charged for each successful funds transfer?
According to the information available on the bank’s official website, for each successful funds transfer you make to access bank customers from your account, the bank will charge you nothing for it. That means it is free.
However for each transfer to other banks in Nigeria using *901#, you will have to pay a transaction fee of N50 plus N2.50 VAT charges. That makes it N52.50 in total.
This is one area I think the bank is leading other banks in Nigeria presently. Some banks go as far as charging you N30 per transfer. That’s not fair at all. They should all learn from Access bank here.
2.) What is the maximum amount I can transfer using the ussd code?
For now, N20,000 is the maximum amount of money you can transfer at once using *901# How long will it take for the recipient to get the money I sent?
As soon as possible. The moment you initiate a transaction and authenticate it, it will be processed as soon as possible.
3.) How many times can I transfer funds in a day?
Countless times, provided you don’t exceed the daily maximum transfer amount.
4.) What Else can i do with the Code
You can also use access bank 901 mobile code to check your account balance in just couple of minutes.
To send money to anybody using Access bank transfer code in the year 2020, follow the guidelines we have laid out in this post. The information we have provided on this webpage will help you carry out such transactions without delay.